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Lending Rates

Description Facility Min for class A Min for class B Min for class C Min for class D Late Payment Penalty
Overdraft 11% 12% 13% 15% 2% above the applied rate
Cheque Discount 10% 11% 12% 13%
Trust Receipt 10% 11% 12% 13%
Commercial Loan 11% 11% 12% 13%
Pre-Shipment 10% 11% 12% 13% Renewal by 2% above the applied rate
Post-Shipment 10% 11% 12% 13%
Personal Loan 13% 13% 13% 13% 2% above the applied rate
Interest for Personal Loan will be 1% less if Salary transferred to Bank Saderat Iran-UAE